Joy Moran
Phone:
360-481-9703
Fax:
360-753-3148

Email


Local REALTORŪ

Selling Your HOME

 

SEARCH the MLS

 

Search Olympia Homes for Sale

Search for Thurston County Homes: www.thurstoncountypropertysearch.com

OLYMPIA REAL ESTATE: View all Homes for sale in Thurston County, WA


First Time Homebuyers or Investors:            

STARTER HOMES and FIXERS under $130,000 
AFFORDABLE Homes in Olympia 
under $170,000 

Move Up Buyers:
4 BEDROOM Homes $200,000-$250,000
5 BEDROOM Homes for $300,000 or less
VIEW Homes $200,000-$400,000

New Construction:
NEW HOMES in Olympia/Lacey/Tumwater $200,000 and up

Equestrian Homes:
Homes with Barns and Acreage

Financing:

Find out more about Down Payment Assistance in Washington State.  
UPDATE: You don't have to be a first-time buyer to qualify for down payment assistance.

Ask me about USDA Rural Guaranteed ZERO DOWN Financing with NO PMI (Private Mortgage Insurance)

USDA Address Eligibility 
Address Lookup Tool

FHA Mortgage 
Eligibility Limits Tool  

FIND A LOCAL LENDER: Home Mortgage lenders in Olympia

With FHA 5% down and a 680 credit score, the monthly payment on a modest 3 bedroom $150,000 home would be around $950. Per hotpads.com, the median rent in Olympia is $1,275 per month.  

UPDATE
 April 2012: FHA Up Front Mortgage Insurance Premiums 1.75% added to base loan amount.  Ask your Lender how this will impact your monthly mortgage payment and the total amount you qualify for. 
 

Community Information:

 Olympia Transit Map: Intercity Transit Bus Routes

Olympia Market Data: Market Insider

Olympia Thurston County:  School District Boundaries


 FORECLOSURES:

There are currently around 25 Bank Owned Homes (REO or Foreclosures) in Olympia/Thurston County. These are homes that have been taken possession of following the foreclosure process. Buyers, a good inspection is advised because the seller will not be responsible for the condition or potential defects of these homes. Banks will usually expect buyers to sign Addendum/Hold Harmless agreements that are not standard MLS forms. Please consult an attorney, as your WA Licensed Real Estate Broker is not licensed to advise you on "non standard" forms. Olympia WA Foreclosures

Olympia Short Sales: When the seller owes more on their mortgage than what the sale will bring, the negotiated transaction is known as a SHORT SALE. There are bargains to be found in this category, however you will want to learn more about the process before making an offer on a Short Sale Property



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